Wanted: Credit repair to buy a housePlus: If you have just one credit card and pay if off every month, how does it affect your credit scores? MSN Money's personal-finance expert answers reader questions.9 ways to build credit from scratchIt's much easier to startwith good habitsthan to repair black marks later on.How much should you give?You may be torn between saving every penny in case you get laid off . . . or giving to those who have it worse than you do. Here's how to make your budget reflect your priorities.High food prices? Here's how to savePrices for eggs, milk and flour have soared in the past year, rising faster than other staples. Experts share their secrets for stretching your food dollar.
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